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For international undergraduate and graduate students

Under the PEF umbrella is a perpetual student loan fund established by Ernest Wilkinson. It works much the same way and under the same principles as the Perpetual Education Fund, except that the recipient is a foreign student being educated in the United States. 70-80 students can be helped each year.

Eligible students

• International students with F1 visas
• Less than two years left towards their degree
• Eligible for a maximum of $10,000 to cover tuition, fees and books (no insurance - or other living expenses)
• May receive funding to cover two years of schooling: either junior-senior, or two years of graduate study
• Returned missionary
• Have indicated their intent to return to their country after completing their education

The loans require a signed note agreement. Small ( per month) payments are required while in school. The remaining balance is paid back to the Wilkinson Fund over 8 years with 3% annual interest.

Students should read Elder Carmack's "Perpetual Education Fund" article in the January 2004 Ensign (p. 36).

For more information and a pre-qualification interview:

Contact Elder or Sister McKinney at 801-240-0083

Applications available:

On PEF website at http://www.lds.org/pef/